The cooperative gives loan to members that are qualified, usually a loan to a member will require the member who is borrowing, 2 guarantors to guarantee repayment such loan will be granted to the member between 3 to 6 months of membership he or she should be able to save up to 50% of the loan amount while the two guarantors are expected to save 25% each of the loan amount, subject to the approval of the management committee and the credit committee loans to members may be granted on other options trough other available cooperative business loans and modalities. Documents required for each loan includes; Loan Application form, 2 Guarantors Forms, 3 Membership forms, 3 membership Pass books, a Nigerian Valid ID Card for each 3, a recent passport photo for each 3, Execution of a Coop Loan Bund, others as may be determined from the trustees from time to time.

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